{"id":66012,"date":"2024-01-17T21:30:00","date_gmt":"2024-01-17T20:30:00","guid":{"rendered":"https:\/\/4000mil.se\/?p=66012"},"modified":"2024-02-02T21:22:17","modified_gmt":"2024-02-02T20:22:17","slug":"kreditkort-pa-resan","status":"publish","type":"post","link":"https:\/\/4000mil.se\/index.php\/kreditkort-pa-resan\/","title":{"rendered":"Kreditkort p\u00e5 resan"},"content":{"rendered":"\n

Kreditkort har m\u00e5nga f\u00f6rdelar b\u00e5de innan och under en utlandsresa. I denna artikel g\u00e5r vi
igenom hur du b\u00e4st utnyttjar dessa. Vi ger ocks\u00e5 tips p\u00e5 vilket kreditkort som \u00e4r b\u00e4st just nu
f\u00f6r rese\u00e4lskaren.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

F\u00f6re resan: Spara pengar med bonus och rabatter<\/h2>\n\n\n\n

M\u00e5nga kreditkort har bonussystem d\u00e4r du genom att anv\u00e4nda kortet f\u00f6r betalningar tj\u00e4nar
ihop bonuspo\u00e4ng. Ofta kan dessa anv\u00e4ndas till resor. Till exempel har b\u00e5de SAS och
Norwegian air samarbeten med banker som ger ut kreditkort. M\u00e5nga andra kreditkort har
ocks\u00e5 reserelaterade rabatter och specialerbjudanden, till exempel p\u00e5 hotelln\u00e4tter, hyrbilar
och kryssningar. Ta d\u00e4rf\u00f6r f\u00f6r vana att kolla igenom din kortutgivares hemsida eller
nyhetsbrev innan du bokar en resa.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

F\u00f6re resan: Boka tryggt med resef\u00f6rs\u00e4kring<\/h2>\n\n\n\n

N\u00e4r det v\u00e4l \u00e4r dags att boka din resa b\u00f6r du definitivt g\u00f6ra det med ditt kreditkort. Detta
eftersom i princip alla kreditkort har en gratis resef\u00f6rs\u00e4kring som ing\u00e5r om du betalar med
kortet. Villkoren f\u00f6r f\u00f6rs\u00e4kringen varierar bland kortutgivarna men oftast omfattar den \u00e4ven
ditt reses\u00e4llskap. Vad som ing\u00e5r i f\u00f6rs\u00e4kringen \u00e4r ocks\u00e5 olika. Avbest\u00e4llningsskydd, som
inneb\u00e4r att du f\u00e5r pengarna tillbaka ifall du skulle beh\u00f6va st\u00e4lla in resan p\u00e5 grund av till
exempel sjukdom, ing\u00e5r dock alltid. Ers\u00e4ttning vid f\u00f6rsening eller bagagef\u00f6rlust,
olycksfallsf\u00f6rs\u00e4kring samt sj\u00e4lvriskeliminering vid hyrbil \u00e4r andra vanliga komponenter.
Det \u00e4r viktigt att t\u00e4nka p\u00e5 att resef\u00f6rs\u00e4kringen du f\u00e5r via kortet \u00e4r ett komplement till den
resef\u00f6rs\u00e4kring du har via din hemf\u00f6rs\u00e4kring. Du m\u00e5ste allts\u00e5 ha en hemf\u00f6rs\u00e4kring ocks\u00e5.
Ska du vara borta l\u00e4ngre \u00e4n 40 dagar beh\u00f6ver du dessutom t\u00e4cka en separat resef\u00f6rs\u00e4kring
som ers\u00e4tter till exempel ambulansflyg hem om det skulle beh\u00f6vas, n\u00e5got som inte ing\u00e5r i
kortf\u00f6rs\u00e4kringen.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Under resan: En extra buffert<\/h2>\n\n\n\n

P\u00e5 tal om saker som kan g\u00e5 snett \u00e4r en viktig f\u00f6rdel med kreditkort under resor just krediten.
Den inneb\u00e4r ju att du har en extra buffert ifall du drabbas av en of\u00f6rutsedd utgift. Till
exempel kan det h\u00e4nda att du missar flyget och m\u00e5ste k\u00f6pa en ny, dyrare, biljett eller att
n\u00e5gon i reses\u00e4llskapet blir inlagd p\u00e5 sjukhus. Dessa kostnader t\u00e4cks ofta av f\u00f6rs\u00e4kringen
men det kan ta tid innan du f\u00e5r ut din ers\u00e4ttning. Med kreditkortet kan du betala direkt och f\u00e5
minst 40 dagar (eller vilken r\u00e4ntefri period ditt kort nu har) p\u00e5 dig att f\u00e5 fram pengarna p\u00e5
annat h\u00e5ll.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Under resan: En m\u00f6jlighet att kunna l\u00e4mna deposition<\/h2>\n\n\n\n

Vid hotellbokning eller om du ska hyra bil kan det ibland vara ett krav att du har ett
kreditkort. Detta eftersom kortet kan anv\u00e4ndas f\u00f6r att l\u00e4mna en deposition. N\u00e4r du handlar
med kort g\u00f6rs det n\u00e4mligen f\u00f6rst en s\u00e5 kallad reservation. Det betyder att motsvarande
k\u00f6pesumman reserveras p\u00e5 ditt kort s\u00e5 att dessa pengar inte kan anv\u00e4ndas till andra k\u00f6p.
Pengarna n\u00e5r dock inte mottagaren f\u00f6rr\u00e4n k\u00f6pet kontrollerats och godk\u00e4nts. Innan detta sker
kan s\u00e4ljaren avbryta transaktionen och pengarna s\u00e4tts d\u00e5 direkt tillbaka p\u00e5 kortet.
Detta kan utnyttjas av till exempel en biluthyrare som reserverar en deposition p\u00e5 ditt kort.
N\u00e4r du l\u00e4mnat tillbaka bilen blir pengarna direkt tillg\u00e4ngliga p\u00e5 ditt konto men skulle n\u00e5got vara fel kan uthyraren i st\u00e4llet godk\u00e4nna transaktionen s\u00e5 att pengarna dras. N\u00e5gon motsvarande funktion finns inte p\u00e5 debetkort.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Under resan: En extra s\u00e4kerhet n\u00e4r du handlar<\/h2>\n\n\n\n

Det faktum att pengarna inte dras direkt inneb\u00e4r ocks\u00e5 ett extra skydd mot kortbedr\u00e4gerier
j\u00e4mf\u00f6rt med debetkort. Om en transaktion ser misst\u00e4nkt ut kan den n\u00e4mligen stoppas av
bankens s\u00e4kerhetssystem. Om kortbedr\u00e4geriet \u00e4nd\u00e5 g\u00e5r igenom finns det ocks\u00e5 m\u00f6jlighet
att f\u00e5 bort det felaktiga k\u00f6pet fr\u00e5n fakturan s\u00e5 att du slipper betala. Med ett debetkort m\u00e5ste
du d\u00e4remot ligga ute med pengarna medan bedr\u00e4geriet utreds.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Under resan: Undvik on\u00f6diga avgifter<\/h2>\n\n\n\n

N\u00e4r du \u00e4r utomlands tillkommer vanligtvis ett s\u00e5 kallat valutap\u00e5slag \u2013 en avgift p\u00e5 runt tv\u00e5
procent som l\u00e4ggs p\u00e5 alla k\u00f6p du g\u00f6r i utl\u00e4ndsk valuta. En annan avgift som du kanske
s\u00e4llan t\u00e4nker p\u00e5 i Sverige \u00e4r uttagsavgiften som m\u00e5nga kort har vid bankomatuttag. Denna
avgift kan vara h\u00f6gre i utlandet vilket \u00e4r olyckligt eftersom behovet av kontanter ofta \u00e4r st\u00f6rre
i m\u00e5nga vanliga turistl\u00e4nder. Genom att v\u00e4lja r\u00e4tt kort kan du dock slippa dessa avgifter.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Bank Norwegian kreditkort \u2013 det b\u00e4sta resekortet just nu<\/h2>\n\n\n\n

Bank Norwegians kreditkort \u00e4r en st\u00e4ndig favorit n\u00e4r det kommer till kreditkort f\u00f6r resor<\/a> , d\u00e5
kortet har 0 kronor i \u00e5rsavgift och ger 0,5% bonus p\u00e5 allt du handlar. Kortet \u00e4r dessutom det
b\u00e4sta resekortet p\u00e5 grund av f\u00f6ljande;<\/p>\n\n\n\n

Enkelt och flexibelt bonussystem<\/h3>\n\n\n\n

N\u00e4r du anv\u00e4nder ditt kreditkort fr\u00e5n Bank Norwegian f\u00e5r du 0,5% i bonus p\u00e5 alla k\u00f6p.
Bonusen kan tas ut i cashback eller i cashpoints som kan anv\u00e4ndas f\u00f6r att boka resor hos
Norwegian Air. Du f\u00e5r dessutom extra cashpoints n\u00e4r du k\u00f6per resor eller handlar hos
samarbetspartners.
Vad som g\u00f6r Bank Norwegians bonussystem s\u00e5 bra j\u00e4mf\u00f6rt med konkurrenternas \u00e4r
flexibiliteten och enkelheten. Varje k\u00f6p ger 0,5% bonus och 1 po\u00e4ng \u00e4r 1 krona. N\u00e4r du
bokar din resa beh\u00f6ver du inte f\u00f6rh\u00e5lla dig till speciella regler eller avg\u00e5ngar f\u00f6r bonusresor
utan du bokar resan som vanligt och betalar sedan med po\u00e4ngen. Om po\u00e4ngen inte r\u00e4cker
betalar du bara mellanskillnaden med kort. Och skulle du inte hitta n\u00e5gon resa som passar
kan du omvandla dina po\u00e4ng till cashback i st\u00e4llet.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Riktigt bra resef\u00f6rs\u00e4kring<\/h3>\n\n\n\n
    \n
  • N\u00e4r du betalar minst 50% av resan med ditt Bank Norwegian-kort f\u00e5r du en riktigt bra<\/li>\n\n\n\n
  • resef\u00f6rs\u00e4kring p\u00e5 k\u00f6pet. F\u00f6rs\u00e4kringen g\u00e4ller dig och din familj (om de \u00e4r med p\u00e5 resan) och<\/li>\n\n\n\n
  • inkluderar f\u00f6ljande:<\/li>\n\n\n\n
  • Avbest\u00e4llningsskydd<\/li>\n\n\n\n
  • Ers\u00e4ttning vid f\u00f6rsening av transportmedel<\/li>\n\n\n\n
  • Ers\u00e4ttning vid bagagef\u00f6rsening<\/li>\n\n\n\n
  • Sj\u00e4lvriskydd f\u00f6r din bil och bostad medan du \u00e4r borta<\/li>\n\n\n\n
  • Reseolycksfallsf\u00f6rs\u00e4kring<\/li>\n\n\n\n
  • Evakuering vid till exempel krig eller naturkatastrofer<\/li>\n<\/ul>\n\n\n\n
    \"\"<\/figure>\n\n\n\n

    Reserelaterade rabatter<\/h3>\n\n\n\n

    Via Bank Norwegian och Norwegian Airs rewardprogram f\u00e5r du tillg\u00e5ng olika rabatter och
    specialerbjudanden p\u00e5 till exempel hotell och hyrbilar. Du f\u00e5r ocks\u00e5 extra bonuspo\u00e4ng n\u00e4r du
    bokar n\u00e5got hos en samarbetspartner.<\/p>\n\n\n\n

    Ingen uttagsavgift<\/h3>\n\n\n\n

    Bank Norwegians kreditkort \u00e4r ett av ytterst f\u00e5 som inte har n\u00e5gon uttagsavgift, varken i
    Sverige, EU eller resten av v\u00e4rlden. F\u00f6r dig som gillar att resa utanf\u00f6r V\u00e4steuropa d\u00e4r
    kortanv\u00e4ndningen \u00e4r betydligt mer begr\u00e4nsad \u00e4r detta en stor f\u00f6rdel. Tyv\u00e4rr har kortet
    fortfarande ett valutap\u00e5slag som \u00e4r p\u00e5 1,75%.<\/p>\n\n\n\n

    \"\"<\/figure>\n","protected":false},"excerpt":{"rendered":"

    Kreditkort har m\u00e5nga f\u00f6rdelar b\u00e5de innan och under en utlandsresa. I denna artikel g\u00e5r viigenom hur du b\u00e4st utnyttjar dessa. Vi ger ocks\u00e5 tips p\u00e5 vilket kreditkort som \u00e4r b\u00e4st just nuf\u00f6r rese\u00e4lskaren. F\u00f6re resan: Spara pengar med bonus och rabatter M\u00e5nga kreditkort har bonussystem d\u00e4r du genom att anv\u00e4nda […]<\/p>\n","protected":false},"author":3,"featured_media":66023,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[12747],"tags":[],"class_list":["post-66012","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-resorivarlden"],"yoast_head":"\nKreditkort p\u00e5 resan<\/title>\n<meta name=\"description\" content=\"Kreditkort har m\u00e5nga f\u00f6rdelar b\u00e5de innan och under en utlandsresa. I denna artikel g\u00e5r viigenom hur du b\u00e4st utnyttjar dessa. Vi ger ocks\u00e5 tips p\u00e5 vilket\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/4000mil.se\/index.php\/kreditkort-pa-resan\/\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kreditkort p\u00e5 resan\" \/>\n<meta property=\"og:description\" content=\"Kreditkort har m\u00e5nga f\u00f6rdelar b\u00e5de innan och under en utlandsresa. I denna artikel g\u00e5r viigenom hur du b\u00e4st utnyttjar dessa. Vi ger ocks\u00e5 tips p\u00e5 vilket\" \/>\n<meta property=\"og:url\" content=\"https:\/\/4000mil.se\/index.php\/kreditkort-pa-resan\/\" \/>\n<meta property=\"og:site_name\" content=\"4000 mil - en reseblogg\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/4000mil\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-01-17T20:30:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-02-02T20:22:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/4000mil.se\/wp-content\/uploads\/2024\/01\/IMG_9252spons.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2048\" \/>\n\t<meta property=\"og:image:height\" content=\"1344\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Gunilla Yourstone\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@4000mil_se\" \/>\n<meta name=\"twitter:site\" content=\"@4000mil_se\" \/>\n<meta name=\"twitter:label1\" content=\"Skriven av\" \/>\n\t<meta name=\"twitter:data1\" content=\"Gunilla Yourstone\" \/>\n\t<meta name=\"twitter:label2\" content=\"Ber\u00e4knad l\u00e4stid\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minuter\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/4000mil.se\\\/index.php\\\/kreditkort-pa-resan\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/4000mil.se\\\/index.php\\\/kreditkort-pa-resan\\\/\"},\"author\":{\"name\":\"Gunilla Yourstone\",\"@id\":\"https:\\\/\\\/4000mil.se\\\/#\\\/schema\\\/person\\\/cda463da9f6f2c4d9bbc173471184a73\"},\"headline\":\"Kreditkort p\u00e5 resan\",\"datePublished\":\"2024-01-17T20:30:00+00:00\",\"dateModified\":\"2024-02-02T20:22:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/4000mil.se\\\/index.php\\\/kreditkort-pa-resan\\\/\"},\"wordCount\":1178,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/4000mil.se\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/4000mil.se\\\/index.php\\\/kreditkort-pa-resan\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/4000mil.se\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/IMG_9252spons.jpg\",\"articleSection\":[\"Resor i v\u00e4rlden\"],\"inLanguage\":\"sv-SE\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/4000mil.se\\\/index.php\\\/kreditkort-pa-resan\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/4000mil.se\\\/index.php\\\/kreditkort-pa-resan\\\/\",\"url\":\"https:\\\/\\\/4000mil.se\\\/index.php\\\/kreditkort-pa-resan\\\/\",\"name\":\"Kreditkort p\u00e5 resan\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/4000mil.se\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/4000mil.se\\\/index.php\\\/kreditkort-pa-resan\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/4000mil.se\\\/index.php\\\/kreditkort-pa-resan\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/4000mil.se\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/IMG_9252spons.jpg\",\"datePublished\":\"2024-01-17T20:30:00+00:00\",\"dateModified\":\"2024-02-02T20:22:17+00:00\",\"description\":\"Kreditkort har m\u00e5nga f\u00f6rdelar b\u00e5de innan och under en utlandsresa. 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